Car Financing vs Leasing at C. A. Russell Ford of Springville

Once you find the perfect Ford vehicle, it's time to consider your financing and leasing options. Most drivers are familiar with the financing process of borrowing from a lender to pay for their vehicle up front and make monthly payments to repay the loan. But did you know leasing is also a great option to save you money? Leasing typically involves lower monthly payments on average and can be a great option for certain types of drivers or situations. Determining the best way to secure your next vehicle can save you a lot of money down the road. Learn the ins and outs of leasing vs. buying with our quick overview of leasing and financing services at C. A. Russell Ford of Springville.

Leasing a New Ford Vehicle

Leasing is like embarking on a long-term rental. Flexible options are available with terms as short as 24 months and as long as 60 months. Leases also come with mileage limits, which is great if you drive fewer miles than average. You can also negotiate mileage terms, so it's a good idea to know how many miles you drive to ensure ample mileage for your needs. You also have several options at the end of the lease for even more value and flexibility:

  • Transition to a new purchase or lease
  • Purchase the leased vehicle
  • Simple return
  • Extend the lease

Financing or Purchasing a New Ford Vehicle

Financing the purchase of a new vehicle puts you on the road to ownership. You can use Ford Credit or a lender of your choice to secure the most favorable terms possible with monthly payments that work for your budget. When you finance a vehicle, you are the de facto owner, so you are free to do whatever you want with your vehicle, including selling it at any time. Financing is the most popular way to purchase a vehicle, so our Finance Team is experienced in securing great options for drivers around Springville, AL. For even more savings, be sure to check our current finance specials, including low finance rates, cashback offers, incentives, and more!

Leasing vs. Financing: Which One is Right for Me?

Determining whether leasing or financing is right for you is an intensely personal decision. Both options have pros and cons that largely depend on your preferences and financial goals. At C. A. Russell Ford of Springville, our finance team can help you determine the best choice by providing a side-by-side comparison so you can make an informed decision. Explore all the ways financing or leasing can help you secure the vehicle of your dreams.

Pros of Leasing

  • Flexible terms and mileage options
  • Customization Options with Approved Accessories
  • End of Lease Options
  • Peace of Mind with optional WearCare® Packages

Pros of Financing

  • Freedom of Ownership
  • Flexible Financing Terms
  • No Mileage Restrictions
  • Endless Customization Options
  • Ability to Build Equity

No matter which option you choose, the application process is the same. Save time at the dealership by getting pre-qualified through Capital One or using our online calculator so you know what to expect. Our team can help answer any questions and assist you throughout the application process.

Contact the Finance Center at C. A. Russell Ford of Springville

Ready to get started on your next adventure? You can start your application for pre-qualification and even get the trade-in value if you have a vehicle to sell before heading to the dealership. Our finance center experts are happy to assist you every step of the way, whether you ultimately decide to lease or finance. Contact our team at C. A. Russell Ford of Springville to review your financing and leasing options today.

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  1. C. A. Russell Ford of Springville

    1965 Mustang Avenue
    Springville, AL 35146

    • Sales: (205) 467-0264
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Get in Touch

  • Contact our Sales Department at: (205) 467-0264
  • Monday9am-6pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-6pm
  • Friday9am-6pm
  • Saturday9am-6pm
  • SundayClosed